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SEPA

Aktualisiert am 03 Oct 2023

SEPA (Single Euro Payments Area) is an initiative that aims to harmonize and simplify euro-denominated bank transfers within Europe. It allows individuals and businesses to make cross-border payments in euro, similar to domestic transfers. SEPA enables faster and more cost-effective transactions, promoting seamless integration of the European payment market.

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Trivia
  • SEPA was launched in 2008.
  • It covers 36 European countries, including EU and non-EU members.
  • SEPA transfers use IBAN (International Bank Account Number) for identification.
Quick Facts
  • SEPA harmonizes euro-denominated bank transfers in Europe.
  • Enables fast and cost-effective cross-border payments.
  • Promotes integration of the European payment market.